The books are consistently behind
Transactions pile up and current financial statements are unavailable when a decision needs to be made.
Full-cycle SMB bookkeeping
Full-cycle bookkeeping for SMBs that need clean books every month.
SaltLine handles the transaction-to-close workflow so owners receive accurate financials, organized records, and fewer surprises without building an internal accounting department.
Best for owner-led businesses that need dependable execution from source document through monthly reporting.
SaltLine / Books in motionILLUSTRATIVE
Transaction-to-closeSeptember workflow
current01Capture
02Code
03Reconcile
04Report
Accounts reconciled18 / 18
Items needing review04
Reporting targetDay 10
Operating signalStatements and support ready for review
Finance layerBookkeepingEngagementOngoing partnershipInvestment$497–$697 / month
The signal
You may need this layer
when these patterns show up.
The right finance engagement begins with the operating problem—not a prebuilt package. These are the conditions this service is designed to address.
Reconciliations are incomplete
Bank, card, loan, payroll, or merchant balances do not tie cleanly to supporting records.
AP and AR rely on memory
Invoices, vendor bills, approvals, and collections require too much owner intervention.
Year-end becomes cleanup season
The tax handoff reveals missing support and months of questions that should have been resolved earlier.
What SaltLine owns
Clear responsibility.
Useful output.
Every deliverable is tied to an operating rhythm and a person accountable for moving it forward.
01
Transaction processing
Accurate coding of bank, card, loan, payroll, and merchant activity with supporting documentation.
02
Accounts payable
Vendor setup, bill capture, approval workflows, payment scheduling, and clean payable aging.
03
Accounts receivable
Customer invoicing, deposit matching, payment application, collections visibility, and receivable aging.
04
Reconciliations
Bank, card, payroll, debt, and balance-sheet reconciliations completed as part of a disciplined close.
05
Financial reporting
Monthly P&L, balance sheet, cash flow statement, and an explanation of material changes.
06
Year-end readiness
Organized records, 1099 support, payroll and sales-tax coordination, and cleaner CPA handoffs.
What reaches your desk
Tangible outputs—not finance theater.
Current general ledger
Completed reconciliations
AP and AR aging
Monthly close checklist
P&L, balance sheet, and cash flow
Year-end support package
An example operating rhythm
01Ongoing
Transaction intake, coding, invoices, bills, and documentation
02Weekly
AP, AR, cash-sensitive exceptions, and owner questions
03Month-end
Reconciliations, close checklist, and financial statements
04Year-end
1099 support and coordinated CPA handoff
Know the layer
Clean execution comes first. Controller review can be added when complexity demands it.
The bookkeeping engagement handles the day-to-day accounting cycle. Tax returns, audits, attest services, legal advice, and unrestricted payment authority are not included. Virtual Controller oversight is available when the business needs a stronger review and control layer.
Investment
Scoped around the work.
Visible before we start.
Typical monthly range$497–$697per month
A custom monthly bookkeeping scope based on volume, entities, systems, workflow ownership, and the condition of the existing books. Cleanup work is identified separately before recurring work begins.
Final scope reflects transaction volume, accounts, entities, workflow ownership, and the condition of the books. Cleanup, catch-up, migration, and special projects are scoped separately.
What shapes the monthly scope
01Monthly transaction volume
02Number of entities and accounts
03AP and AR workflow ownership
04Payroll and merchant complexity
05Reporting dimensions and close condition
No mystery bundle. The proposal defines responsibilities, cadence, and investment in plain language.
What this layer changes
Month-end stops being a recurring fire drill.
A documented transaction-to-close workflow creates current reconciliations, a predictable reporting date, and a cleaner year-end handoff.
Clear task ownership Consistent monthly reporting Fewer year-end surprises
Approved references and engagement examples are available during consultation. How we begin
A focused start.
No drawn-out transformation.
We clarify the current state, define ownership, and establish the first operating rhythm before adding more complexity.
Diagnose
Review the books, workflows, systems, reporting, and decisions that created the need.
Define
Agree on responsibilities, deliverables, cadence, dependencies, and the first 30-day priorities.
Operate
Run the finance rhythm, surface exceptions, and improve the system as the business changes.
Scope can include transaction coding, accounts payable, accounts receivable, account reconciliations, monthly close, financial statements, year-end support, and coordination with payroll and tax partners.
The cadence depends on transaction volume and workflow needs. Active AP, AR, and cash-sensitive accounts may be handled throughout the month, with a documented month-end close and reporting date.
Yes, when included in scope. SaltLine can coordinate vendor bills and approvals, schedule payments under an agreed control process, issue customer invoices, apply receipts, and maintain aging visibility.
Yes. SaltLine first assesses the period, accounts, and documentation involved, then separates the cleanup project from the ongoing monthly engagement so expectations stay clear.
Yes. SaltLine organizes the books and supporting schedules, answers accounting questions, and coordinates a cleaner handoff. Tax return preparation remains with your tax professional.
Yes, subject to scope. Multiple entities, locations, departments, classes, or projects affect the workflow, close design, and monthly investment.
Free field guide
Pressure-test your Finance OS.
A focused diagnostic covering close, cash, planning, systems, and decision readiness—built for owners who want to see the gaps before they become drag.
SALTLINE / FIELD GUIDEFinance
OS AuditClose · Cash · Planning
Systems · Decision readiness
OS AuditClose · Cash · Planning
Systems · Decision readiness
FREE
GUIDE
GUIDE
The next move
Bring the real numbers.
We’ll bring the right questions.
A focused 30-minute consultation is enough to identify the right finance layer and whether SaltLine is a fit.